5000+

Happy Customers

2000+

Disbursed Annually

150+

Cities Covered

5+

Branches (Anywhere Anycity)

Get your CIBIL Credit Report worth ₹500 for FREE

Get your

CIBIL Credit Report worth ₹500 for FREE

Types of loan

At Bachat Finance, we strive to simplify the complexities of credit and lending with the help of smart financial calculators. From EMI and balance transfer calculators to FD calculators, our tools give you complete control over your financial planning. With instant access and accurate results, you can easily estimate your monthly payments, manage your budget efficiently, and ensure timely repayments with confidence.

PERSONAL LOAN

Get instant funds for your personal needs with minimal paperwork and fast approval. Flexible EMIs and competitive interest rates tailored to your profile.

HOME LOAN

Make your dream home a reality with easy financing options. Enjoy long tenure, low interest, and quick disbursal.

BUSINESS LOAN

Fuel your business growth with quick and collateral-free business loans. Customizable repayment options for SMEs and startups.

EDUCATION LOAN

Secure your child’s academic future with easy education finance. Covers tuition, accommodation, and travel expenses globally.

LOAN AGAINST PROPERTY

Unlock the value of your property to meet business or personal expenses. High loan amount with affordable EMIs and flexible tenure.

PROJECT LOAN

Finance your large-scale infrastructure or expansion projects easily. Structured funding with flexible repayment and expert guidance.

GOLD LOAN

Get instant cash by pledging your gold at best market value. Quick approval and hassle-free repayment options.

WORKING CAPITAL LOAN

Keep your business running smoothly with working capital support. Designed to maintain daily operations and cash flow stability.

MICRO FINANCE

Empowering small entrepreneurs with accessible micro-financing solutions. Low-interest, easy repayment, and community-driven growth support.

OD/CC

OD/CC (Overdraft/Cash Credit) facilities provide businesses with flexible working capital to manage daily operations and cash flow. Withdraw funds as needed within your sanctioned limit and pay interest only on the amount used.

Trending Loans & Offers

We are a one-stop-shop for all your loan credit requirements. We aim to revolutionise how loans are distributed by infusing technology and digital platforms into the financial sector. With a network of over 50 lenders, Bachat Finance offers you the best financial products and services. We match your credit profile with the finance provider’s criteria to process your loan application.

Personal Loan

Paperless process
at low rate

Home Loan

Instant approval at lowest
interest rates

Loan Against Property

Lowest interest rate

Business Loan

Interest rate starting
from

Financial Calculators

At Bachat Finance, we make financial planning simple and stress-free with our range of smart financial calculators. Whether you need an EMI calculator, balance transfer calculator, or FD calculator, our tools are designed to give you accurate results in seconds. Easily estimate your monthly payments, plan your finances efficiently, and stay on track with better budgeting and timely repayments — all in one place.

Home Loan EMI Calculator

A Home Loan EMI Calculator permits you to compute....

Home Loan Eligibility Calculator

Determine your housing loan eligibility through Home Loan....

Home Loan Balance Transfer

Put forward your decision on the balance transfer....

Home Loan Prepayment Calculator

A Home Loan Prepayment calculator is an online....

SIP Calculator

SIP calculator is a tool that enables you to compute....

Gratuity Calculator

A gratuity calculator is an advanced tool that estimates....

Your Loan Application Made Easy in 4 Steps

Simple and fast

01

Share Your Financial
Requirement

Tell us about your loan or financial need by filling out a quick form — it takes less than 2 minutes to complete.

02

Smart AI-Based Eligibility
Matching

Our advanced AI-driven eligibility engine instantly analyses your details and compares them with data from 90+ banks and financial institutions to find the best loan options with a success rate of over 90%.

03

Complete Your Digital
Application

Add a few additional details on our fully digital platform to complete your bank application quickly and securely — no paperwork, no hassle.

04

Get Instant Loan Sanction

Experience the power of speed and simplicity — the entire process, from application to loan sanction, is now reduced from weeks to just a few minutes.

Welcome to Bachat Finance

Our Team

At Bachat Finance, our strength lies in our people. We are a team of experienced financial experts, advisors, and customer support professionals dedicated to simplifying your loan and investment journey. Each member of our team brings deep industry knowledge, integrity, and a passion for helping clients make confident financial decisions.

Narendra goutam

Harish kumar sharma

Kaushik Gopal

Aman

Manish

Sundar lal

Grow with Bachat Finance

Join the Bachat Finance Partner Program, a unique initiative designed to empower our authorized business partners with the right tools, insights, and opportunities. Through the Bachat Finance Partner App, you gain real-time access to exclusive offers, earnings updates, and case progress — all in one place.

Enjoy a seamless experience with:

  • Instant case tracking and status updates

  • Personalized offers tailored to your clients’ needs

  • Real-time earnings dashboard to monitor commissions

  • Exclusive partner privileges and early access to new products

Empower your business, expand your network, and grow your income with Bachat Finance – your trusted partner in financial success.

I used their EMI and eligibility calculators before applying for a personal loan — the results were accurate and saved me so much time. Highly recommend their services!

Vikram Patel Ahmedabad

From calculating my EMI to understanding investment options, everything was available on one platform. Truly a hassle-free experience.

Sneha Iyer Bengaluru

I was able to compare multiple loan options and finalize my home loan within days. Their team guided me at every step with transparency and professionalism.

Rohit Sharma New Delhi

Banks and Financial Institutions in India

At Bachat Finance, we have established strong partnerships with leading banks and financial institutions across India to offer seamless and reliable loan solutions. Loans are among the most powerful financial tools that help individuals and businesses meet diverse financial needs — from personal expenses to property investments.

Leveraging our extensive network and years of expertise, we connect you with the ideal loan product in the shortest possible time. Our wide range of offerings includes personal loans, home loans, loans against property, and more, sourced from trusted banking partners nationwide.

Scroll to Top